For professionals in their 50s · ~10 years to retirement
When can we stop working for money?
Not "if." Not "eventually."
A real answer built around the retirement you actually want, not just the one your super balance happens to afford.
The question you never say out loud
You do the maths in your head sometimes.
On the drive home. Lying awake at 2am. If we kept going like this for five more years… if the kids are off our hands soon… if super keeps growing the way it has…
Then Monday comes, and the question goes back in the drawer.
You’re not avoiding it because you don’t care. You’re avoiding it because nobody’s given you a straight answer just calculators that assume you’re a spreadsheet, and “it depends” from everyone you ask.
You don’t want a guess. You want someone to actually work it out with you.
- Most people start here
They ask “how much do I need?” before working out what retirement is even meant to look like.
So they chase a number that’s either too vague to mean anything, or borrowed from someone else’s idea of retirement. We start somewhere else with three questions, in this order.
Question 01
What does your retirement actually look like?
Travel, time with the grandkids, downsizing, a holiday house, dropping to part-time by choice. The specific life you’re picturing not a generic version of “retired.”
Question 02
What does that life actually cost?
We turn that picture into a real number what your version of retirement costs each year so “how much do I need?” finally has a grounded answer instead of a guess.
Question 03
What needs to happen before you get there?
The moves that matter in your final working decade: clearing the mortgage, making super work its hardest, and getting the timing right so the plan actually lands.
- The window that matters most
The 10 years before retirement matter more than any other 10 years.
Your income is usually at its peak
Debt can realistically be cleared
Extra super does its most work with time to grow
It's the last real window to course-correct
Used well
The difference between just getting by in retirement and actually living the version you pictured.
Used carelessly
It quietly closes the gap on options you’ll wish you still had. Most people coast through this decade because nobody’s shown them it’s different.
- Real goals, real numbers
Goals that are actually yours and actually realistic.
Goals that are actually and actually realistic.
Not a fantasy retirement borrowed from a magazine, and not a number picked out of thin air. A goal that’s genuinely yours, checked against your real numbers, with a clear plan to get there or as close as your circumstances allow.
How we build your plan
Three meetings. One clear plan.
01 · Discovery Meeting
Let's talk about the life you want
A relaxed, no-cost conversation not about products or numbers yet, but about what retirement looks like to you. Travel? Time with family? Slowing down, or staying in work you enjoy? We listen first.
02 · Strategy Meeting
Here's what it takes and here's your plan
We come back with the real picture: what your retirement vision costs, where you stand against it today, and a specific strategy for the years ahead debt, super, investments, timing built to make the most of the decade you’ve got left.
03 · Implementation Meeting
We put it into action
Your plan only matters if it actually happens. We set everything in motion, make sure every piece is structured correctly, and you walk away knowing exactly what’s been done and what happens next.
People just like you, asking the same question
We highly recommend Vineet. His service has been outstanding, with clear explanations and regular check-ins that kept us confident we were making the best decisions.
Katie Battisti
★★★★★ · Google review
- Hear it from me directly
A straight answer, in my own words.
You've got one decade before retirement. Let's make it count.
Book your free Discovery Meeting. Bring your questions and your version of retirement we’ll bring the plan.